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Posted on October 24, 2017 - 12:21 PM
by Eddie Ramp
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
“Eddie Ramp is responsive and professional at his duties in the WNC Marketplace. I would recommend Eddie for buyers and sellers alike. His knowledge of the local market is amazing.-Jeff L., Asheville
“Eddie Ramp deserves all 5 stars! His genuine care, professional attitude, and love and knowledge of Asheville/surrounding areas along are just the beginning of what makes Eddie the perfect buyer/seller for you. Thanks Eddie!!”-Cara S., ASheville